Everyone should have quality, affordable benefits. One size does not fit all.
We are an innovative team of employee benefit specialists with a high degree of expertise in the design, communication and administration of benefit programs. We are also a leading provider of services for self-funding through our Third Party Administration (TPA) sector.
Established in 1968, United Group Programs has a long and solid history as consultants in the arena of employee benefits that include fully insured major medical plans and partially self-funded programs, Health Savings Accounts and Retirement Plans. We can custom design a comprehensive solution with every product or service an employer may wish to include in a benefits package.
United Group Programs is a full-service benefits organization and a licensed third party administrator. The long-term relationships with these carriers enables us to meet the specific benefit needs of a company and save valuable premium dollars.
Specialists in Employee Benefits
- Fully Insured Major Medical
- Self-funded Plans
- Health Savings Accounts
- Dental Plans
- Short and Long Term Disability
- Group Long Term Care
- Life Insurance
- Retirement (401)k
- Supplemental Plans
Employee benefit plans for changing economic times and regulatory environments
What is OptiMed?
To extend coverage to more working Americans and their families, United Group Programs has developed a series of affordable premium plans under the OptiMed banner. The OptiMed brand offers a variety of plans including Limited-Medical, CMMP (Comprehensive Major Medical Plan) and Gap plans.
These affordable premium plans have proven to be a valuable solution for companies wanting to provide inexpensive coverage to their employees. OptiMed is also available to cover part-time and seasonal workers, offering sound plan designs, a quality insurer and responsive customer service. Other advantages include Guarantee Issue, no required employer contribution, no pre-existing condition clauses and strong PPO networks.
We invite you to learn more about the specifics of OptiMed’s Limited-Medical, CMMP and Gap plans. Please call us to learn more about how OptiMed may work for your needs.
OptiMed Core Products:
- OptiMed Essential Bronze "Plus"
- CMMP (Comprehensive Major Medical Plan)
- Term Life