Everyone should have quality, affordable benefits. One size does not fit all.

We are an innovative team of employee benefit specialists with a high degree of expertise in the design, communication and administration of benefit programs. We are also a leading provider of services for self-funding through our Third Party Administration (TPA) sector.

Established in 1968, United Group Programs has a long and solid history as consultants in the arena of employee benefits that include fully insured major medical plans and partially self-funded programs, Health Savings Accounts and Retirement Plans. We can custom design a comprehensive solution with every product or service an employer may wish to include in a benefits package.

United Group Programs is a full-service benefits organization and a licensed third party administrator. The long-term relationships with these carriers enables us to meet the specific benefit needs of a company and save valuable premium dollars.

Specialists in Employee Benefits

  • Fully Insured Major Medical
  • Self-funded Plans
  • Health Savings Accounts
  • Dental Plans
  • Short and Long Term Disability
  • Group Long Term Care
  • Life Insurance
  • Retirement (401)k
  • Supplemental Plans

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Employee benefit plans for changing economic times and regulatory environments

What is OptiMed?

To extend coverage to more working Americans and their families, United Group Programs has developed a series of affordable premium plans under the OptiMed banner. The OptiMed brand offers a variety of plans including Limited-Medical, CMMP (Comprehensive Major Medical Plan) and Gap plans.

These affordable premium plans have proven to be a valuable solution for companies wanting to provide inexpensive coverage to their employees. OptiMed is also available to cover part-time and seasonal workers, offering sound plan designs, a quality insurer and responsive customer service. Other advantages include Guarantee Issue, no required employer contribution, no pre-existing condition clauses and strong PPO networks.

We invite you to learn more about the specifics of OptiMed’s Limited-Medical, CMMP and Gap plans. Please call us to learn more about how OptiMed may work for your needs.

OptiMed Core Products:

  • OptiMed Essential Bronze "Plus"
  • Limited-Medical
  • Gap
  • CMMP (Comprehensive Major Medical Plan)
  • Dental
  • Vision
  • STD
  • Term Life

Click Here to read more about OptiMed